Call reports 2011
UNION BANK — 2011
What UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 307,422,000 | 305,391,000 | 307,406,000 | 312,748,000 |
| Total loans | 203,515,000 | 202,051,000 | 202,429,000 | 200,874,000 |
| Allowance for loan losses | 3,960,000 | 3,855,000 | 3,770,000 | 3,898,000 |
| Securities available for sale | 81,236,000 | 82,233,000 | 83,151,000 | 85,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,029,000 | 241,066,000 | 243,695,000 | 251,917,000 |
| Interest-bearing deposits | 216,997,000 | 213,699,000 | 212,937,000 | 215,367,000 |
| Noninterest-bearing deposits | 29,032,000 | 27,367,000 | 30,758,000 | 36,550,000 |
| Equity capital | 32,836,000 | 33,827,000 | 34,860,000 | 34,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,284,000 | 6,642,000 | 9,981,000 | 13,256,000 |
| Interest expense | 730,000 | 1,442,000 | 2,138,000 | 2,785,000 |
| Net interest income | 2,554,000 | 5,200,000 | 7,843,000 | 10,471,000 |
| Noninterest income | 306,000 | 520,000 | 826,000 | 1,110,000 |
| Noninterest expense | 1,767,000 | 3,495,000 | 5,146,000 | 6,875,000 |
| Provision for loan losses | 300,000 | 550,000 | 850,000 | 1,200,000 |
| Pretax income | 793,000 | 1,675,000 | 2,673,000 | 3,506,000 |
| Income tax | 282,000 | 602,000 | 961,000 | 1,249,000 |
| Net income | 511,000 | 1,073,000 | 1,712,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,232,000 | 33,512,000 | 34,054,000 | 34,316,000 |
| Total capital | 35,955,000 | 36,181,000 | 36,715,000 | 36,963,000 |
| Risk-weighted assets | 216,580,000 | 212,301,000 | 211,767,000 | 210,488,000 |