Call reports 2010
UNION BANK — 2010
What UNION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 305,404,000 | 293,299,000 | 288,720,000 | 299,390,000 |
| Total loans | 222,288,000 | 212,386,000 | 205,213,000 | 203,017,000 |
| Allowance for loan losses | 4,455,000 | 4,339,000 | 4,291,000 | 3,834,000 |
| Securities available for sale | 50,679,000 | 53,062,000 | 57,178,000 | 77,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,478,000 | 237,244,000 | 232,273,000 | 238,310,000 |
| Interest-bearing deposits | 220,036,000 | 209,427,000 | 203,827,000 | 211,484,000 |
| Noninterest-bearing deposits | 27,442,000 | 27,817,000 | 28,446,000 | 26,826,000 |
| Equity capital | 32,140,000 | 32,528,000 | 32,892,000 | 32,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,423,000 | 6,821,000 | 10,111,000 | 13,374,000 |
| Interest expense | 949,000 | 1,815,000 | 2,598,000 | 3,327,000 |
| Net interest income | 2,474,000 | 5,006,000 | 7,513,000 | 10,047,000 |
| Noninterest income | 194,000 | 384,000 | 574,000 | 924,000 |
| Noninterest expense | 1,640,000 | 3,274,000 | 4,991,000 | 6,699,000 |
| Provision for loan losses | 675,000 | 1,000,000 | 1,250,000 | 1,600,000 |
| Pretax income | 353,000 | 1,116,000 | 1,846,000 | 2,672,000 |
| Income tax | 120,000 | 396,000 | 660,000 | 962,000 |
| Net income | 233,000 | 720,000 | 1,186,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,979,000 | 32,194,000 | 32,570,000 | 32,817,000 |
| Total capital | 34,876,000 | 34,964,000 | 35,235,000 | 35,500,000 |
| Risk-weighted assets | 230,241,000 | 220,010,000 | 211,535,000 | 213,527,000 |