Call reports 2009
UNION BANK — 2009
What UNION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 304,764,000 | 306,683,000 | 310,612,000 | 303,579,000 |
| Total loans | 242,510,000 | 238,070,000 | 232,751,000 | 229,401,000 |
| Allowance for loan losses | 3,933,000 | 3,570,000 | 3,672,000 | 3,929,000 |
| Securities available for sale | 38,381,000 | 39,022,000 | 40,067,000 | 48,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,915,000 | 246,897,000 | 250,533,000 | 247,793,000 |
| Interest-bearing deposits | 222,364,000 | 223,956,000 | 224,490,000 | 221,779,000 |
| Noninterest-bearing deposits | 22,551,000 | 22,941,000 | 26,043,000 | 26,014,000 |
| Equity capital | 31,557,000 | 31,478,000 | 31,899,000 | 31,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,266,000 | 10,875,000 | 14,411,000 |
| Interest expense | 1,814,000 | 3,329,000 | 4,576,000 | 5,663,000 |
| Net interest income | 1,757,000 | 3,937,000 | 6,299,000 | 8,748,000 |
| Noninterest income | 326,000 | 684,000 | 1,030,000 | 1,304,000 |
| Noninterest expense | 1,575,000 | 3,353,000 | 4,996,000 | 6,667,000 |
| Provision for loan losses | 210,000 | 565,000 | 845,000 | 1,275,000 |
| Pretax income | 298,000 | 703,000 | 1,488,000 | 2,110,000 |
| Income tax | 94,000 | 231,000 | 515,000 | 750,000 |
| Net income | 204,000 | 472,000 | 973,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,240,000 | 31,236,000 | 31,649,000 | 31,837,000 |
| Total capital | 34,317,000 | 34,307,000 | 34,660,000 | 34,814,000 |
| Risk-weighted assets | 245,287,000 | 245,166,000 | 240,222,000 | 237,181,000 |