Call reports 2006
UNION BANK — 2006
What UNION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 201,997,000 | 201,467,000 | 234,171,000 | 230,274,000 |
| Total loans | 153,521,000 | 164,921,000 | 173,697,000 | 181,830,000 |
| Allowance for loan losses | 2,469,000 | 2,613,000 | 2,745,000 | 2,893,000 |
| Securities available for sale | 21,328,000 | 22,544,000 | 24,328,000 | 25,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,853,000 | 171,173,000 | 208,835,000 | 204,262,000 |
| Interest-bearing deposits | 160,711,000 | 154,347,000 | 187,518,000 | 188,566,000 |
| Noninterest-bearing deposits | 17,141,000 | 16,826,000 | 21,317,000 | 15,696,000 |
| Equity capital | 18,428,000 | 18,855,000 | 19,540,000 | 19,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,257,000 | 6,774,000 | 10,674,000 | 14,896,000 |
| Interest expense | 1,378,000 | 2,919,000 | 4,832,000 | 7,007,000 |
| Net interest income | 1,879,000 | 3,855,000 | 5,842,000 | 7,889,000 |
| Noninterest income | 223,000 | 489,000 | 760,000 | 1,043,000 |
| Noninterest expense | 1,110,000 | 2,244,000 | 3,510,000 | 4,948,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 842,000 | 1,800,000 | 2,642,000 | 3,384,000 |
| Income tax | 324,000 | 684,000 | 994,000 | 1,238,000 |
| Net income | 518,000 | 1,116,000 | 1,648,000 | 2,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,620,000 | 19,073,000 | 19,627,000 | 20,054,000 |
| Total capital | 20,612,000 | 21,192,000 | 21,918,000 | 22,424,000 |
| Risk-weighted assets | 158,871,000 | 169,052,000 | 182,815,000 | 189,055,000 |