Call reports 2002
UNION BANK — 2002
What UNION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 95,015,000 | 93,980,000 | 99,857,000 | 107,664,000 |
| Total loans | 72,436,000 | 77,187,000 | 81,369,000 | 82,872,000 |
| Allowance for loan losses | 1,298,000 | 1,382,000 | 1,458,000 | 1,539,000 |
| Securities available for sale | 11,138,000 | 12,121,000 | 11,593,000 | 12,459,000 |
| Securities held to maturity | 457,000 | 425,000 | 395,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,517,000 | 74,211,000 | 77,859,000 | 85,489,000 |
| Interest-bearing deposits | 67,752,000 | 67,708,000 | 72,339,000 | 76,795,000 |
| Noninterest-bearing deposits | 7,765,000 | 6,503,000 | 5,520,000 | 8,694,000 |
| Equity capital | 14,241,000 | 14,519,000 | 14,730,000 | 14,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,970,000 | 4,491,000 | 6,031,000 |
| Interest expense | 679,000 | 1,336,000 | 1,945,000 | 2,540,000 |
| Net interest income | 807,000 | 1,634,000 | 2,546,000 | 3,491,000 |
| Noninterest income | 39,000 | 90,000 | 152,000 | 219,000 |
| Noninterest expense | 465,000 | 974,000 | 1,583,000 | 2,264,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 311,000 | 590,000 | 865,000 | 1,106,000 |
| Income tax | 112,000 | 210,000 | 306,000 | 400,000 |
| Net income | 199,000 | 380,000 | 559,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,295,000 | 14,478,000 | 14,655,000 | 14,803,000 |
| Total capital | 15,233,000 | 15,462,000 | 15,690,000 | 15,877,000 |
| Risk-weighted assets | 74,666,000 | 78,339,000 | 82,391,000 | 85,434,000 |