Call reports 2001
UNION BANK — 2001
What UNION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,467,000 | 79,572,000 | 88,534,000 | 92,715,000 |
| Total loans | 57,819,000 | 62,167,000 | 67,075,000 | 73,383,000 |
| Allowance for loan losses | 975,000 | 1,050,000 | 1,217,000 | 1,220,000 |
| Securities available for sale | 11,099,000 | 11,016,000 | 10,517,000 | 10,862,000 |
| Securities held to maturity | 584,000 | 564,000 | 526,000 | 490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,673,000 | 62,551,000 | 71,223,000 | 74,272,000 |
| Interest-bearing deposits | 57,656,000 | 58,478,000 | 64,720,000 | 66,599,000 |
| Noninterest-bearing deposits | 4,017,000 | 4,073,000 | 6,503,000 | 7,673,000 |
| Equity capital | 13,576,000 | 13,794,000 | 14,042,000 | 14,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,981,000 | 4,540,000 | 6,073,000 |
| Interest expense | 810,000 | 1,621,000 | 2,452,000 | 3,220,000 |
| Net interest income | 666,000 | 1,360,000 | 2,088,000 | 2,853,000 |
| Noninterest income | 32,000 | 71,000 | 124,000 | 175,000 |
| Noninterest expense | 446,000 | 876,000 | 1,307,000 | 1,765,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 525,000 |
| Pretax income | 177,000 | 405,000 | 580,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 405,000 | 580,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,536,000 | 13,765,000 | 13,940,000 | 14,098,000 |
| Total capital | 14,283,000 | 14,564,000 | 14,804,000 | 15,039,000 |
| Risk-weighted assets | 59,491,000 | 63,664,000 | 68,878,000 | 74,999,000 |