Call reports 2024
STATE BANK OF NEWBURG — 2024
What STATE BANK OF NEWBURG reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 264,325,000 | 273,293,000 | 289,776,000 | 297,813,000 |
| Total loans | 218,385,000 | 226,985,000 | 239,470,000 | 243,202,000 |
| Allowance for loan losses | 2,173,000 | 2,173,000 | 2,173,000 | 2,173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,207,000 | 21,050,000 | 20,040,000 | 20,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,132,000 | 207,895,000 | 223,166,000 | 231,228,000 |
| Interest-bearing deposits | 173,990,000 | 181,816,000 | 195,312,000 | 201,789,000 |
| Noninterest-bearing deposits | 27,142,000 | 26,079,000 | 27,854,000 | 29,439,000 |
| Equity capital | 45,985,000 | 47,116,000 | 48,048,000 | 48,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,623,000 | 7,449,000 | 11,540,000 | 15,855,000 |
| Interest expense | 1,575,000 | 3,234,000 | 4,990,000 | 6,733,000 |
| Net interest income | 2,048,000 | 4,215,000 | 6,550,000 | 9,122,000 |
| Noninterest income | 130,000 | 246,000 | 331,000 | 451,000 |
| Noninterest expense | 993,000 | 2,051,000 | 3,296,000 | 4,427,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 1,435,000 | 2,660,000 | 3,835,000 | 5,396,000 |
| Income tax | 350,000 | 444,000 | 688,000 | 969,000 |
| Net income | 1,085,000 | 2,216,000 | 3,147,000 | 4,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,985,000 | 47,116,000 | 48,048,000 | 48,459,000 |