Call reports 2023
STATE BANK OF NEWBURG — 2023
What STATE BANK OF NEWBURG reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 244,682,000 | 254,053,000 | 260,647,000 | 268,115,000 |
| Total loans | 198,103,000 | 201,875,000 | 207,055,000 | 219,591,000 |
| Allowance for loan losses | 2,286,000 | 2,286,000 | 2,630,000 | 2,373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,250,000 | 22,059,000 | 25,665,000 | 24,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,206,000 | 193,015,000 | 198,890,000 | 206,266,000 |
| Interest-bearing deposits | 164,327,000 | 167,265,000 | 171,778,000 | 177,824,000 |
| Noninterest-bearing deposits | 24,879,000 | 25,750,000 | 27,112,000 | 28,442,000 |
| Equity capital | 43,368,000 | 44,025,000 | 44,655,000 | 44,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,727,000 | 8,933,000 | 12,502,000 |
| Interest expense | 879,000 | 2,078,000 | 3,458,000 | 4,967,000 |
| Net interest income | 1,809,000 | 3,649,000 | 5,475,000 | 7,535,000 |
| Noninterest income | 239,000 | 247,000 | 352,000 | 462,000 |
| Noninterest expense | 1,022,000 | 2,001,000 | 2,825,000 | 3,814,000 |
| Provision for loan losses | 0 | 0 | 343,000 | 92,000 |
| Pretax income | 1,026,000 | 1,895,000 | 2,659,000 | 3,902,000 |
| Income tax | 249,000 | 462,000 | 595,000 | 863,000 |
| Net income | 777,000 | 1,433,000 | 2,064,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,368,000 | 44,025,000 | 44,655,000 | 44,900,000 |