Call reports 2021
STATE BANK OF NEWBURG — 2021
What STATE BANK OF NEWBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 214,059,000 | 218,672,000 | 225,196,000 | 231,369,000 |
| Total loans | 157,558,000 | 157,465,000 | 156,581,000 | 168,633,000 |
| Allowance for loan losses | 2,288,000 | 2,290,000 | 2,291,000 | 2,293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,498,000 | 19,385,000 | 19,714,000 | 25,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,931,000 | 166,909,000 | 172,768,000 | 179,224,000 |
| Interest-bearing deposits | 141,305,000 | 142,559,000 | 145,578,000 | 152,200,000 |
| Noninterest-bearing deposits | 20,626,000 | 24,350,000 | 27,190,000 | 27,024,000 |
| Equity capital | 38,896,000 | 39,622,000 | 40,122,000 | 40,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,053,000 | 6,097,000 | 8,200,000 |
| Interest expense | 432,000 | 859,000 | 1,264,000 | 1,656,000 |
| Net interest income | 1,557,000 | 3,194,000 | 4,833,000 | 6,544,000 |
| Noninterest income | 207,000 | 519,000 | 595,000 | 526,000 |
| Noninterest expense | 797,000 | 1,677,000 | 2,481,000 | 3,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 967,000 | 2,036,000 | 2,947,000 | 3,950,000 |
| Income tax | 182,000 | 425,000 | 676,000 | 939,000 |
| Net income | 785,000 | 1,611,000 | 2,271,000 | 3,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,896,000 | 39,622,000 | 40,122,000 | 40,201,000 |