Call reports 2020
STATE BANK OF NEWBURG — 2020
What STATE BANK OF NEWBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 189,486,000 | 203,716,000 | 206,459,000 | 211,358,000 |
| Total loans | 145,851,000 | 152,697,000 | 156,017,000 | 155,562,000 |
| Allowance for loan losses | 2,180,000 | 2,182,000 | 2,284,000 | 2,286,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,634,000 | 17,069,000 | 18,582,000 | 18,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,168,000 | 152,242,000 | 154,443,000 | 160,139,000 |
| Interest-bearing deposits | 128,689,000 | 130,221,000 | 131,036,000 | 139,648,000 |
| Noninterest-bearing deposits | 14,479,000 | 22,021,000 | 23,407,000 | 20,491,000 |
| Equity capital | 37,092,000 | 38,065,000 | 38,660,000 | 38,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,391,000 | 6,484,000 | 8,537,000 |
| Interest expense | 552,000 | 1,034,000 | 1,493,000 | 1,935,000 |
| Net interest income | 1,657,000 | 3,357,000 | 4,991,000 | 6,602,000 |
| Noninterest income | 122,000 | 487,000 | 567,000 | 630,000 |
| Noninterest expense | 830,000 | 1,578,000 | 2,385,000 | 3,211,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 949,000 | 2,266,000 | 3,073,000 | 3,921,000 |
| Income tax | 199,000 | 543,000 | 755,000 | 949,000 |
| Net income | 750,000 | 1,723,000 | 2,318,000 | 2,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,092,000 | 38,065,000 | 38,660,000 | 38,211,000 |
| Total capital | 38,797,000 | — | — | — |
| Risk-weighted assets | 135,974,000 | — | — | — |