Call reports 2018
STATE BANK OF NEWBURG — 2018
What STATE BANK OF NEWBURG reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,734,000 | 174,165,000 | 176,196,000 | 180,547,000 |
| Total loans | 139,293,000 | 138,749,000 | 140,041,000 | 143,038,000 |
| Allowance for loan losses | 2,166,000 | 2,171,000 | 2,174,000 | 2,178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,588,000 | 23,059,000 | 23,736,000 | 21,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,879,000 | 134,921,000 | 136,234,000 | 140,531,000 |
| Interest-bearing deposits | 118,512,000 | 119,527,000 | 120,605,000 | 124,942,000 |
| Noninterest-bearing deposits | 14,367,000 | 15,394,000 | 15,629,000 | 15,589,000 |
| Equity capital | 32,743,000 | 33,211,000 | 33,790,000 | 34,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,865,000 | 5,851,000 | 7,982,000 |
| Interest expense | 374,000 | 814,000 | 1,278,000 | 1,753,000 |
| Net interest income | 1,537,000 | 3,051,000 | 4,573,000 | 6,229,000 |
| Noninterest income | 99,000 | 135,000 | 188,000 | 357,000 |
| Noninterest expense | 671,000 | 1,443,000 | 2,244,000 | 3,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 965,000 | 1,743,000 | 2,517,000 | 3,575,000 |
| Income tax | 215,000 | 430,000 | 625,000 | 876,000 |
| Net income | 750,000 | 1,313,000 | 1,892,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,743,000 | 33,211,000 | 33,790,000 | 34,029,000 |
| Total capital | 34,352,000 | 34,762,000 | 35,449,000 | 35,703,000 |
| Risk-weighted assets | 128,212,000 | 123,513,000 | 132,259,000 | 133,448,000 |