Call reports 2017
STATE BANK OF NEWBURG — 2017
What STATE BANK OF NEWBURG reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,263,000 | 173,120,000 | 174,017,000 | 177,759,000 |
| Total loans | 134,154,000 | 134,708,000 | 136,754,000 | 139,853,000 |
| Allowance for loan losses | 2,200,000 | 2,202,000 | 2,204,000 | 2,205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,704,000 | 32,917,000 | 31,701,000 | 31,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,110,000 | 135,279,000 | 135,528,000 | 140,001,000 |
| Interest-bearing deposits | 123,299,000 | 122,520,000 | 121,442,000 | 124,238,000 |
| Noninterest-bearing deposits | 13,811,000 | 12,759,000 | 14,086,000 | 15,763,000 |
| Equity capital | 31,322,000 | 31,892,000 | 32,398,000 | 31,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,761,000 | 5,620,000 | 7,618,000 |
| Interest expense | 322,000 | 662,000 | 1,010,000 | 1,362,000 |
| Net interest income | 1,532,000 | 3,099,000 | 4,610,000 | 6,256,000 |
| Noninterest income | 63,000 | 53,000 | 75,000 | 139,000 |
| Noninterest expense | 769,000 | 1,416,000 | 2,066,000 | 2,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 826,000 | 1,736,000 | 2,619,000 | 3,516,000 |
| Income tax | 338,000 | 678,000 | 1,054,000 | 1,821,000 |
| Net income | 488,000 | 1,058,000 | 1,565,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,322,000 | 31,892,000 | 32,398,000 | 31,993,000 |
| Total capital | 32,942,000 | 33,517,000 | 34,025,000 | 33,622,000 |
| Risk-weighted assets | 129,066,000 | 129,464,000 | 129,619,000 | 129,769,000 |