Call reports 2011
STATE BANK OF NEWBURG — 2011
What STATE BANK OF NEWBURG reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,869,000 | 151,597,000 | 155,370,000 | 162,194,000 |
| Total loans | 124,747,000 | 125,514,000 | 126,630,000 | 126,854,000 |
| Allowance for loan losses | 2,300,000 | 2,400,000 | 2,500,000 | 2,500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,666,000 | 16,294,000 | 16,271,000 | 18,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,067,000 | 128,966,000 | 132,358,000 | 139,223,000 |
| Interest-bearing deposits | 118,534,000 | 121,560,000 | 122,791,000 | 128,791,000 |
| Noninterest-bearing deposits | 8,533,000 | 7,406,000 | 9,567,000 | 10,432,000 |
| Equity capital | 20,624,000 | 21,305,000 | 21,959,000 | 21,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,002,000 | 6,015,000 | 8,080,000 |
| Interest expense | 466,000 | 907,000 | 1,344,000 | 1,769,000 |
| Net interest income | 1,511,000 | 3,095,000 | 4,671,000 | 6,311,000 |
| Noninterest income | 88,000 | 124,000 | 170,000 | 219,000 |
| Noninterest expense | 451,000 | 891,000 | 1,397,000 | 2,164,000 |
| Provision for loan losses | 98,000 | 194,000 | 289,000 | 607,000 |
| Pretax income | 1,050,000 | 2,134,000 | 3,155,000 | 3,759,000 |
| Income tax | 373,000 | 776,000 | 1,143,000 | 1,366,000 |
| Net income | 677,000 | 1,358,000 | 2,012,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,624,000 | 21,305,000 | 21,959,000 | 21,947,000 |
| Total capital | 22,148,000 | 22,846,000 | 23,513,000 | 23,511,000 |
| Risk-weighted assets | 121,130,000 | 122,445,000 | 123,383,000 | 124,213,000 |