Call reports 2006

STATE BANK OF NEWBURG — 2006

Name: STATE BANK OF NEWBURG — FFIEC call report 2006
Creator: STATE BANK OF NEWBURG

What STATE BANK OF NEWBURG reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fef36e89-c60c-41f2-a392-fec480754a58/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	115,161,000	120,023,000	122,083,000	126,171,000
Total loans	101,611,000	105,835,000	108,962,000	111,369,000
Allowance for loan losses	860,000	860,000	860,000	860,000
Securities available for sale	0	0	0	0
Securities held to maturity	9,703,000	8,861,000	8,475,000	7,690,000
Trading assets	0	0	0	0
Total deposits	100,610,000	104,684,000	106,063,000	110,371,000
Interest-bearing deposits	94,098,000	98,064,000	99,997,000	103,028,000
Noninterest-bearing deposits	6,512,000	6,620,000	6,066,000	7,343,000
Equity capital	13,464,000	14,156,000	14,578,000	14,465,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,846,000	3,895,000	5,917,000	8,012,000
Interest expense	812,000	1,746,000	2,788,000	3,885,000
Net interest income	1,034,000	2,149,000	3,129,000	4,127,000
Noninterest income	66,000	252,000	303,000	347,000
Noninterest expense	376,000	690,000	1,011,000	1,587,000
Provision for loan losses	-69,000	-77,000	-79,000	-39,000
Pretax income	793,000	1,788,000	2,500,000	2,926,000
Income tax	303,000	606,000	896,000	1,060,000
Net income	490,000	1,182,000	1,604,000	1,866,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	13,464,000	14,156,000	14,578,000	14,465,000
Total capital	14,324,000	15,016,000	15,438,000	15,325,000
Risk-weighted assets	89,384,000	93,322,000	96,772,000	99,797,000