Call reports 2005

STATE BANK OF NEWBURG — 2005

Name: STATE BANK OF NEWBURG — FFIEC call report 2005
Creator: STATE BANK OF NEWBURG

What STATE BANK OF NEWBURG reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fef36e89-c60c-41f2-a392-fec480754a58/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	107,240,000	111,404,000	110,998,000	112,958,000
Total loans	89,692,000	93,424,000	95,139,000	98,298,000
Allowance for loan losses	850,000	850,000	860,000	860,000
Securities available for sale	0	0	0	0
Securities held to maturity	11,345,000	10,585,000	10,084,000	10,583,000
Trading assets	0	0	0	0
Total deposits	93,985,000	97,560,000	96,670,000	98,813,000
Interest-bearing deposits	87,254,000	91,123,000	89,674,000	92,279,000
Noninterest-bearing deposits	6,731,000	6,437,000	6,996,000	6,534,000
Equity capital	12,011,000	12,521,000	13,060,000	12,974,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,572,000	3,248,000	5,119,000	6,901,000
Interest expense	555,000	1,194,000	1,899,000	2,617,000
Net interest income	1,017,000	2,054,000	3,220,000	4,284,000
Noninterest income	81,000	180,000	182,000	228,000
Noninterest expense	331,000	620,000	946,000	1,497,000
Provision for loan losses	0	0	11,000	95,000
Pretax income	767,000	1,614,000	2,445,000	2,920,000
Income tax	289,000	626,000	918,000	1,105,000
Net income	478,000	988,000	1,527,000	1,815,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,011,000	12,521,000	13,060,000	12,974,000
Total capital	12,861,000	13,371,000	13,920,000	13,834,000
Risk-weighted assets	79,659,000	83,135,000	83,720,000	86,452,000