Call reports 2004

STATE BANK OF NEWBURG — 2004

Name: STATE BANK OF NEWBURG — FFIEC call report 2004
Creator: STATE BANK OF NEWBURG

What STATE BANK OF NEWBURG reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fef36e89-c60c-41f2-a392-fec480754a58/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	97,728,000	100,704,000	102,495,000	110,342,000
Total loans	75,555,000	78,248,000	81,872,000	86,903,000
Allowance for loan losses	750,000	780,000	810,000	850,000
Securities available for sale	0	0	0	0
Securities held to maturity	10,833,000	14,853,000	14,830,000	12,736,000
Trading assets	0	0	0	0
Total deposits	85,903,000	88,713,000	89,973,000	97,752,000
Interest-bearing deposits	80,410,000	83,056,000	84,247,000	91,152,000
Noninterest-bearing deposits	5,493,000	5,657,000	5,726,000	6,600,000
Equity capital	10,490,000	10,987,000	11,394,000	11,533,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,461,000	2,901,000	4,409,000	6,065,000
Interest expense	456,000	927,000	1,411,000	1,938,000
Net interest income	1,005,000	1,974,000	2,998,000	4,127,000
Noninterest income	60,000	154,000	207,000	238,000
Noninterest expense	323,000	613,000	938,000	1,459,000
Provision for loan losses	29,000	13,000	50,000	140,000
Pretax income	713,000	1,502,000	2,217,000	2,766,000
Income tax	257,000	590,000	897,000	1,084,000
Net income	456,000	912,000	1,320,000	1,682,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	10,490,000	10,987,000	11,394,000	11,533,000
Total capital	11,240,000	11,767,000	12,204,000	12,383,000
Risk-weighted assets	68,786,000	69,466,000	72,228,000	76,659,000