Call reports 2001
STATE BANK OF NEWBURG — 2001
What STATE BANK OF NEWBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,704,000 | 65,315,000 | 68,313,000 | 75,001,000 |
| Total loans | 49,473,000 | 49,720,000 | 49,708,000 | 53,247,000 |
| Allowance for loan losses | 500,000 | 500,000 | 500,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,693,000 | 6,520,000 | 5,280,000 | 8,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,637,000 | 55,870,000 | 58,422,000 | 65,325,000 |
| Interest-bearing deposits | 51,804,000 | 51,664,000 | 53,748,000 | 60,227,000 |
| Noninterest-bearing deposits | 4,833,000 | 4,206,000 | 4,674,000 | 5,098,000 |
| Equity capital | 8,191,000 | 8,408,000 | 8,708,000 | 8,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,542,000 | 3,745,000 | 4,981,000 |
| Interest expense | 725,000 | 1,409,000 | 2,088,000 | 2,757,000 |
| Net interest income | 590,000 | 1,133,000 | 1,657,000 | 2,224,000 |
| Noninterest income | 67,000 | 113,000 | 334,000 | 376,000 |
| Noninterest expense | 269,000 | 519,000 | 777,000 | 1,207,000 |
| Provision for loan losses | 10,000 | 8,000 | 8,000 | 39,000 |
| Pretax income | 378,000 | 719,000 | 1,206,000 | 1,354,000 |
| Income tax | 140,000 | 264,000 | 451,000 | 499,000 |
| Net income | 238,000 | 455,000 | 755,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,191,000 | 8,408,000 | 8,708,000 | 8,606,000 |
| Total capital | 8,691,000 | 8,908,000 | 9,208,000 | 9,126,000 |
| Risk-weighted assets | 47,788,000 | 48,342,000 | 49,235,000 | 52,117,000 |