Call reports 2019
COMMUNITY BANK & TRUST — 2019
What COMMUNITY BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 246,653,000 | 250,999,000 | 256,529,000 | 252,873,000 |
| Total loans | 160,217,000 | 169,274,000 | 169,866,000 | 174,027,000 |
| Allowance for loan losses | 2,064,000 | 2,061,000 | 1,558,000 | 1,585,000 |
| Securities available for sale | 59,565,000 | 61,098,000 | 60,130,000 | 56,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,481,000 | 207,978,000 | 212,163,000 | 210,091,000 |
| Interest-bearing deposits | 146,738,000 | 149,745,000 | 151,979,000 | 150,070,000 |
| Noninterest-bearing deposits | 61,743,000 | 58,233,000 | 60,184,000 | 60,021,000 |
| Equity capital | 25,387,000 | 26,267,000 | 27,358,000 | 26,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,576,000 | 5,230,000 | 7,933,000 | 10,718,000 |
| Interest expense | 428,000 | 911,000 | 1,437,000 | 1,952,000 |
| Net interest income | 2,148,000 | 4,319,000 | 6,496,000 | 8,766,000 |
| Noninterest income | 338,000 | 720,000 | 1,094,000 | 1,407,000 |
| Noninterest expense | 1,919,000 | 3,859,000 | 6,024,000 | 8,737,000 |
| Provision for loan losses | 0 | 0 | -743,000 | -743,000 |
| Pretax income | 569,000 | 1,182,000 | 2,315,000 | 2,185,000 |
| Income tax | -66,000 | 76,000 | 350,000 | 284,000 |
| Net income | 635,000 | 1,106,000 | 1,965,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,298,000 | 26,266,000 | 27,304,000 | 26,226,000 |
| Total capital | 26,311,000 | 28,327,000 | 28,862,000 | 27,811,000 |
| Risk-weighted assets | 160,973,000 | 170,943,000 | 170,150,000 | 174,717,000 |