Call reports 2016
COMMUNITY BANK & TRUST — 2016
What COMMUNITY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 211,433,000 | 214,770,000 | 210,507,000 | 217,645,000 |
| Total loans | 101,971,000 | 101,729,000 | 101,523,000 | 106,337,000 |
| Allowance for loan losses | 2,671,000 | 2,635,000 | 2,613,000 | 2,290,000 |
| Securities available for sale | 89,647,000 | 92,454,000 | 90,065,000 | 90,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,296,000 | 183,945,000 | 180,476,000 | 185,637,000 |
| Interest-bearing deposits | 133,418,000 | 134,671,000 | 133,247,000 | 135,827,000 |
| Noninterest-bearing deposits | 47,878,000 | 49,274,000 | 47,229,000 | 49,810,000 |
| Equity capital | 21,085,000 | 21,755,000 | 21,872,000 | 20,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,565,000 | 5,351,000 | 7,212,000 |
| Interest expense | 194,000 | 392,000 | 595,000 | 796,000 |
| Net interest income | 1,606,000 | 3,173,000 | 4,756,000 | 6,416,000 |
| Noninterest income | 269,000 | 538,000 | 846,000 | 1,113,000 |
| Noninterest expense | 1,621,000 | 3,246,000 | 4,931,000 | 6,700,000 |
| Provision for loan losses | 0 | 0 | 0 | -259,000 |
| Pretax income | 239,000 | 483,000 | 689,000 | 1,107,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 61,000 |
| Net income | 226,000 | 458,000 | 652,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,468,000 | 21,700,000 | 21,893,000 | 22,010,000 |
| Total capital | 22,888,000 | 23,117,000 | 23,336,000 | 23,481,000 |
| Risk-weighted assets | 112,365,000 | 112,132,000 | 114,250,000 | 116,898,000 |