Call reports 2015
COMMUNITY BANK & TRUST — 2015
What COMMUNITY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 199,339,000 | 201,771,000 | 203,144,000 | 207,753,000 |
| Total loans | 81,784,000 | 84,546,000 | 91,910,000 | 102,150,000 |
| Allowance for loan losses | 3,067,000 | 3,084,000 | 2,940,000 | 2,760,000 |
| Securities available for sale | 98,325,000 | 94,668,000 | 91,796,000 | 88,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,500,000 | 173,018,000 | 173,632,000 | 178,207,000 |
| Interest-bearing deposits | 128,598,000 | 130,060,000 | 126,706,000 | 131,464,000 |
| Noninterest-bearing deposits | 40,902,000 | 42,958,000 | 46,926,000 | 46,743,000 |
| Equity capital | 21,021,000 | 19,890,000 | 20,572,000 | 20,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,146,000 | 4,839,000 | 6,581,000 |
| Interest expense | 173,000 | 354,000 | 539,000 | 730,000 |
| Net interest income | 1,414,000 | 2,792,000 | 4,300,000 | 5,851,000 |
| Noninterest income | 212,000 | 357,000 | 738,000 | 1,166,000 |
| Noninterest expense | 1,616,000 | 3,349,000 | 4,983,000 | 6,651,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 20,000 | -139,000 | 117,000 | 585,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 0 |
| Net income | 7,000 | -164,000 | 80,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,923,000 | 20,751,000 | 20,995,000 | 21,500,000 |
| Total capital | 22,161,000 | 22,069,000 | 22,308,000 | 22,917,000 |
| Risk-weighted assets | 97,201,000 | 103,707,000 | 103,448,000 | 112,056,000 |