Call reports 2014
COMMUNITY BANK & TRUST — 2014
What COMMUNITY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 203,348,000 | 200,969,000 | 197,322,000 | 199,212,000 |
| Total loans | 87,707,000 | 85,092,000 | 80,874,000 | 81,564,000 |
| Allowance for loan losses | 2,747,000 | 3,057,000 | 3,108,000 | 2,824,000 |
| Securities available for sale | 91,985,000 | 95,692,000 | 96,263,000 | 96,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,334,000 | 173,229,000 | 169,067,000 | 169,743,000 |
| Interest-bearing deposits | 136,835,000 | 133,292,000 | 128,419,000 | 129,505,000 |
| Noninterest-bearing deposits | 39,499,000 | 39,937,000 | 40,648,000 | 40,238,000 |
| Equity capital | 18,401,000 | 18,951,000 | 19,369,000 | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,399,000 | 5,068,000 | 6,708,000 |
| Interest expense | 215,000 | 412,000 | 603,000 | 780,000 |
| Net interest income | 1,505,000 | 2,987,000 | 4,465,000 | 5,928,000 |
| Noninterest income | 79,000 | 347,000 | 690,000 | 1,103,000 |
| Noninterest expense | 1,622,000 | 3,249,000 | 4,893,000 | 6,460,000 |
| Provision for loan losses | 72,000 | 126,000 | 126,000 | -249,000 |
| Pretax income | -110,000 | -33,000 | 144,000 | 826,000 |
| Income tax | 190,000 | 202,000 | 214,000 | 274,000 |
| Net income | -300,000 | -235,000 | -70,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,063,000 | 20,128,000 | 20,293,000 | 20,915,000 |
| Total capital | 21,385,000 | 21,400,000 | 21,529,000 | 22,201,000 |
| Risk-weighted assets | 104,371,000 | 99,992,000 | 97,037,000 | 101,318,000 |