Call reports 2013
COMMUNITY BANK & TRUST — 2013
What COMMUNITY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 204,914,000 | 203,707,000 | 196,026,000 | 197,704,000 |
| Total loans | 106,518,000 | 97,796,000 | 93,681,000 | 90,350,000 |
| Allowance for loan losses | 3,936,000 | 3,200,000 | 3,209,000 | 2,528,000 |
| Securities available for sale | 76,759,000 | 83,046,000 | 80,816,000 | 86,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,292,000 | 175,614,000 | 169,165,000 | 171,345,000 |
| Interest-bearing deposits | 140,416,000 | 138,324,000 | 133,591,000 | 135,399,000 |
| Noninterest-bearing deposits | 34,876,000 | 37,290,000 | 35,574,000 | 35,946,000 |
| Equity capital | 21,050,000 | 19,321,000 | 18,056,000 | 17,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,849,000 | 5,701,000 | 7,435,000 |
| Interest expense | 278,000 | 557,000 | 810,000 | 1,044,000 |
| Net interest income | 1,657,000 | 3,292,000 | 4,891,000 | 6,391,000 |
| Noninterest income | 343,000 | 631,000 | 794,000 | 1,035,000 |
| Noninterest expense | 1,541,000 | 3,274,000 | 4,953,000 | 6,577,000 |
| Provision for loan losses | 150,000 | 346,000 | 396,000 | 396,000 |
| Pretax income | 309,000 | 303,000 | 348,000 | 475,000 |
| Income tax | 113,000 | 165,000 | 251,000 | 343,000 |
| Net income | 196,000 | 138,000 | 97,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,426,000 | 20,368,000 | 20,327,000 | 20,363,000 |
| Total capital | 21,968,000 | 21,839,000 | 21,738,000 | 21,710,000 |
| Risk-weighted assets | 120,977,000 | 115,956,000 | 111,105,000 | 106,575,000 |