Call reports 2012
COMMUNITY BANK & TRUST — 2012
What COMMUNITY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,912,000 | 213,979,000 | 208,377,000 | 203,141,000 |
| Total loans | 135,319,000 | 125,715,000 | 118,991,000 | 111,648,000 |
| Allowance for loan losses | 3,386,000 | 3,252,000 | 3,377,000 | 4,147,000 |
| Securities available for sale | 56,624,000 | 66,937,000 | 68,558,000 | 70,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,997,000 | 179,489,000 | 173,503,000 | 173,525,000 |
| Interest-bearing deposits | 148,572,000 | 143,923,000 | 138,072,000 | 137,138,000 |
| Noninterest-bearing deposits | 37,425,000 | 35,566,000 | 35,431,000 | 36,387,000 |
| Equity capital | 21,417,000 | 21,859,000 | 22,282,000 | 21,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,779,000 | 7,021,000 | 9,028,000 |
| Interest expense | 405,000 | 764,000 | 1,104,000 | 1,415,000 |
| Net interest income | 2,017,000 | 4,015,000 | 5,917,000 | 7,613,000 |
| Noninterest income | 202,000 | 429,000 | 593,000 | 604,000 |
| Noninterest expense | 1,693,000 | 3,335,000 | 4,915,000 | 6,432,000 |
| Provision for loan losses | 697,000 | 1,097,000 | 1,339,000 | 2,141,000 |
| Pretax income | -31,000 | 152,000 | 405,000 | -184,000 |
| Income tax | -107,000 | -89,000 | -33,000 | 431,000 |
| Net income | 76,000 | 241,000 | 438,000 | -615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,921,000 | 21,087,000 | 21,283,000 | 20,230,000 |
| Total capital | 22,768,000 | 22,826,000 | 22,946,000 | 21,795,000 |
| Risk-weighted assets | 146,184,000 | 137,571,000 | 131,351,000 | 122,607,000 |