Call reports 2011
COMMUNITY BANK & TRUST — 2011
What COMMUNITY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,495,000 | 216,331,000 | 219,379,000 | 216,923,000 |
| Total loans | 147,423,000 | 147,167,000 | 145,445,000 | 139,414,000 |
| Allowance for loan losses | 2,959,000 | 1,866,000 | 2,103,000 | 2,881,000 |
| Securities available for sale | 50,762,000 | 48,012,000 | 50,746,000 | 54,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,664,000 | 179,723,000 | 181,331,000 | 181,021,000 |
| Interest-bearing deposits | 152,803,000 | 150,494,000 | 141,106,000 | 146,065,000 |
| Noninterest-bearing deposits | 29,861,000 | 29,229,000 | 40,225,000 | 34,956,000 |
| Equity capital | 22,191,000 | 22,886,000 | 23,492,000 | 21,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,396,000 | 8,083,000 | 10,619,000 |
| Interest expense | 649,000 | 1,268,000 | 1,828,000 | 2,274,000 |
| Net interest income | 2,035,000 | 4,128,000 | 6,255,000 | 8,345,000 |
| Noninterest income | 199,000 | 311,000 | 326,000 | 320,000 |
| Noninterest expense | 1,569,000 | 3,139,000 | 4,847,000 | 6,556,000 |
| Provision for loan losses | 381,000 | 836,000 | 1,146,000 | 4,530,000 |
| Pretax income | 389,000 | 726,000 | 850,000 | -2,064,000 |
| Income tax | 68,000 | 182,000 | 176,000 | -770,000 |
| Net income | 321,000 | 544,000 | 674,000 | -1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,558,000 | 20,792,000 | 20,935,000 | 20,845,000 |
| Total capital | 22,551,000 | 22,658,000 | 22,865,000 | 22,732,000 |
| Risk-weighted assets | 158,470,000 | 156,320,000 | 154,234,000 | 149,967,000 |