Call reports 2010
COMMUNITY BANK & TRUST — 2010
What COMMUNITY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,628,000 | 219,316,000 | 216,445,000 | 216,680,000 |
| Total loans | 148,268,000 | 146,720,000 | 148,979,000 | 147,896,000 |
| Allowance for loan losses | 1,887,000 | 1,882,000 | 1,675,000 | 3,136,000 |
| Securities available for sale | 45,185,000 | 50,066,000 | 46,168,000 | 47,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,658,000 | 183,436,000 | 177,689,000 | 180,737,000 |
| Interest-bearing deposits | 157,812,000 | 156,996,000 | 150,016,000 | 152,522,000 |
| Noninterest-bearing deposits | 24,846,000 | 26,440,000 | 27,673,000 | 28,215,000 |
| Equity capital | 21,713,000 | 22,339,000 | 23,104,000 | 21,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,650,000 | 8,481,000 | 11,239,000 |
| Interest expense | 941,000 | 1,829,000 | 2,641,000 | 3,357,000 |
| Net interest income | 1,868,000 | 3,821,000 | 5,840,000 | 7,882,000 |
| Noninterest income | 450,000 | 853,000 | 1,184,000 | 1,604,000 |
| Noninterest expense | 1,547,000 | 3,105,000 | 4,696,000 | 6,355,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 2,032,000 |
| Pretax income | 638,000 | 1,391,000 | 2,116,000 | 1,432,000 |
| Income tax | 206,000 | 458,000 | 699,000 | 349,000 |
| Net income | 432,000 | 933,000 | 1,417,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,591,000 | 20,102,000 | 20,598,000 | 20,275,000 |
| Total capital | 21,478,000 | 21,984,000 | 22,273,000 | 22,286,000 |
| Risk-weighted assets | 161,455,000 | 156,904,000 | 158,689,000 | 159,754,000 |