Call reports 2009
COMMUNITY BANK & TRUST — 2009
What COMMUNITY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,973,000 | 218,490,000 | 218,461,000 | 212,429,000 |
| Total loans | 148,682,000 | 148,651,000 | 148,702,000 | 147,526,000 |
| Allowance for loan losses | 1,956,000 | 1,946,000 | 1,882,000 | 1,868,000 |
| Securities available for sale | 52,231,000 | 47,299,000 | 48,772,000 | 41,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,074,000 | 179,272,000 | 181,649,000 | 176,012,000 |
| Interest-bearing deposits | 150,885,000 | 155,082,000 | 158,860,000 | 150,522,000 |
| Noninterest-bearing deposits | 33,189,000 | 24,190,000 | 22,789,000 | 25,490,000 |
| Equity capital | 20,458,000 | 20,734,000 | 21,330,000 | 21,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,059,000 | 6,068,000 | 9,071,000 | 11,990,000 |
| Interest expense | 1,208,000 | 2,406,000 | 3,594,000 | 4,691,000 |
| Net interest income | 1,851,000 | 3,662,000 | 5,477,000 | 7,299,000 |
| Noninterest income | 439,000 | 652,000 | 1,419,000 | 1,884,000 |
| Noninterest expense | 1,522,000 | 3,182,000 | 5,127,000 | 6,572,000 |
| Provision for loan losses | 192,000 | 252,000 | 943,000 | 1,656,000 |
| Pretax income | 742,000 | 1,127,000 | 1,088,000 | 1,272,000 |
| Income tax | 244,000 | 357,000 | 308,000 | 240,000 |
| Net income | 498,000 | 770,000 | 780,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,580,000 | 18,862,000 | 18,883,000 | 19,147,000 |
| Total capital | 20,536,000 | 20,808,000 | 20,765,000 | 21,015,000 |
| Risk-weighted assets | 163,685,000 | 160,653,000 | 159,633,000 | 158,391,000 |