Call reports 2008
COMMUNITY BANK & TRUST — 2008
What COMMUNITY BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 213,558,000 | 216,874,000 | 224,279,000 | 216,245,000 |
| Total loans | 149,135,000 | 149,711,000 | 148,622,000 | 147,258,000 |
| Allowance for loan losses | 2,262,000 | 2,303,000 | 2,561,000 | 1,818,000 |
| Securities available for sale | 46,133,000 | 48,944,000 | 48,192,000 | 48,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,881,000 | 170,416,000 | 183,666,000 | 176,718,000 |
| Interest-bearing deposits | 151,400,000 | 144,520,000 | 158,687,000 | 153,199,000 |
| Noninterest-bearing deposits | 23,481,000 | 25,896,000 | 24,979,000 | 23,519,000 |
| Equity capital | 19,580,000 | 19,513,000 | 18,991,000 | 20,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,715,000 | 9,890,000 | 13,063,000 |
| Interest expense | 1,711,000 | 3,092,000 | 4,352,000 | 5,690,000 |
| Net interest income | 1,760,000 | 3,623,000 | 5,538,000 | 7,373,000 |
| Noninterest income | 456,000 | 909,000 | 1,420,000 | 1,911,000 |
| Noninterest expense | 1,423,000 | 2,876,000 | 4,368,000 | 5,806,000 |
| Provision for loan losses | 84,000 | 205,000 | 1,796,000 | 1,964,000 |
| Pretax income | 717,000 | 1,459,000 | 802,000 | 1,522,000 |
| Income tax | 240,000 | 492,000 | 147,000 | 362,000 |
| Net income | 477,000 | 967,000 | 655,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,402,000 | 17,903,000 | 17,590,000 | 18,119,000 |
| Total capital | 19,460,000 | 19,974,000 | 19,647,000 | 19,937,000 |
| Risk-weighted assets | 164,411,000 | 165,482,000 | 164,035,000 | 161,764,000 |