Call reports 2007
COMMUNITY BANK & TRUST — 2007
What COMMUNITY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 204,846,000 | 210,442,000 | 209,405,000 | 215,027,000 |
| Total loans | 140,328,000 | 146,144,000 | 142,711,000 | 148,311,000 |
| Allowance for loan losses | 1,803,000 | 1,863,000 | 1,823,000 | 2,188,000 |
| Securities available for sale | 41,326,000 | 43,670,000 | 49,332,000 | 46,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,403,000 | 182,663,000 | 177,645,000 | 179,110,000 |
| Interest-bearing deposits | 152,168,000 | 158,993,000 | 154,809,000 | 155,710,000 |
| Noninterest-bearing deposits | 23,235,000 | 23,670,000 | 22,836,000 | 23,400,000 |
| Equity capital | 17,425,000 | 17,638,000 | 18,434,000 | 18,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 7,056,000 | 10,670,000 | 14,312,000 |
| Interest expense | 1,817,000 | 3,762,000 | 5,734,000 | 7,641,000 |
| Net interest income | 1,610,000 | 3,294,000 | 4,936,000 | 6,671,000 |
| Noninterest income | 417,000 | 1,158,000 | 1,630,000 | 2,015,000 |
| Noninterest expense | 1,280,000 | 2,659,000 | 4,054,000 | 5,457,000 |
| Provision for loan losses | 57,000 | 174,000 | 174,000 | 810,000 |
| Pretax income | 688,000 | 1,610,000 | 2,329,000 | 2,413,000 |
| Income tax | 240,000 | 571,000 | 816,000 | 699,000 |
| Net income | 448,000 | 1,039,000 | 1,513,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,615,000 | 16,216,000 | 16,702,000 | 16,914,000 |
| Total capital | 17,418,000 | 18,079,000 | 18,525,000 | 18,999,000 |
| Risk-weighted assets | 156,182,000 | 163,545,000 | 160,069,000 | 166,719,000 |