Call reports 2006
COMMUNITY BANK & TRUST — 2006
What COMMUNITY BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,370,000 | 169,601,000 | 179,186,000 | 192,274,000 |
| Total loans | 106,802,000 | 116,648,000 | 125,697,000 | 137,550,000 |
| Allowance for loan losses | 1,371,000 | 1,479,000 | 1,589,000 | 1,741,000 |
| Securities available for sale | 34,338,000 | 36,940,000 | 36,751,000 | 33,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,369,000 | 142,414,000 | 147,645,000 | 159,734,000 |
| Interest-bearing deposits | 120,928,000 | 121,908,000 | 126,744,000 | 129,432,000 |
| Noninterest-bearing deposits | 19,441,000 | 20,506,000 | 20,901,000 | 30,302,000 |
| Equity capital | 15,378,000 | 15,546,000 | 16,371,000 | 16,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,287,000 | 8,389,000 | 11,744,000 |
| Interest expense | 1,070,000 | 2,267,000 | 3,699,000 | 5,349,000 |
| Net interest income | 1,432,000 | 3,020,000 | 4,690,000 | 6,395,000 |
| Noninterest income | 377,000 | 787,000 | 1,198,000 | 1,618,000 |
| Noninterest expense | 1,168,000 | 2,363,000 | 3,615,000 | 4,866,000 |
| Provision for loan losses | 82,000 | 253,000 | 412,000 | 697,000 |
| Pretax income | 559,000 | 1,191,000 | 1,861,000 | 2,466,000 |
| Income tax | 198,000 | 417,000 | 649,000 | 737,000 |
| Net income | 361,000 | 774,000 | 1,212,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,753,000 | 14,154,000 | 14,586,000 | 15,155,000 |
| Total capital | 15,124,000 | 15,633,000 | 16,175,000 | 16,896,000 |
| Risk-weighted assets | 119,628,000 | 129,737,000 | 140,003,000 | 151,615,000 |