Call reports 2002
COMMUNITY BANK & TRUST — 2002
What COMMUNITY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,602,000 | 70,541,000 | 71,594,000 | 75,034,000 |
| Total loans | 39,500,000 | 44,024,000 | 47,667,000 | 46,193,000 |
| Allowance for loan losses | 512,000 | 598,000 | 637,000 | 654,000 |
| Securities available for sale | 19,362,000 | 19,886,000 | 16,913,000 | 20,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,211,000 | 59,450,000 | 60,358,000 | 63,544,000 |
| Interest-bearing deposits | 47,390,000 | 51,220,000 | 52,477,000 | 56,129,000 |
| Noninterest-bearing deposits | 5,821,000 | 8,230,000 | 7,881,000 | 7,415,000 |
| Equity capital | 7,070,000 | 7,374,000 | 7,635,000 | 7,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,145,000 | 3,283,000 | 4,432,000 |
| Interest expense | 359,000 | 749,000 | 1,167,000 | 1,580,000 |
| Net interest income | 684,000 | 1,396,000 | 2,116,000 | 2,852,000 |
| Noninterest income | 101,000 | 223,000 | 361,000 | 503,000 |
| Noninterest expense | 542,000 | 1,077,000 | 1,655,000 | 2,282,000 |
| Provision for loan losses | 93,000 | 189,000 | 253,000 | 300,000 |
| Pretax income | 197,000 | 401,000 | 645,000 | 870,000 |
| Income tax | 75,000 | 153,000 | 255,000 | 345,000 |
| Net income | 122,000 | 248,000 | 390,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,152,000 | 7,277,000 | 7,420,000 | 7,555,000 |
| Total capital | 7,664,000 | 7,848,000 | 8,031,000 | 8,176,000 |
| Risk-weighted assets | 42,005,000 | 45,648,000 | 48,859,000 | 49,646,000 |