Call reports 2001
COMMUNITY BANK & TRUST — 2001
What COMMUNITY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,489,000 | 44,338,000 | 49,423,000 | 58,386,000 |
| Total loans | 20,817,000 | 26,850,000 | 30,428,000 | 33,345,000 |
| Allowance for loan losses | 272,000 | 373,000 | 406,000 | 427,000 |
| Securities available for sale | 12,964,000 | 11,537,000 | 13,166,000 | 18,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,327,000 | 36,139,000 | 41,021,000 | 48,985,000 |
| Interest-bearing deposits | 27,967,000 | 32,478,000 | 36,412,000 | 43,213,000 |
| Noninterest-bearing deposits | 3,360,000 | 3,661,000 | 4,609,000 | 5,772,000 |
| Equity capital | 6,931,000 | 6,953,000 | 7,124,000 | 7,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,564,000 | 2,458,000 | 3,413,000 |
| Interest expense | 334,000 | 693,000 | 1,074,000 | 1,424,000 |
| Net interest income | 405,000 | 871,000 | 1,384,000 | 1,989,000 |
| Noninterest income | 74,000 | 158,000 | 244,000 | 339,000 |
| Noninterest expense | 353,000 | 738,000 | 1,158,000 | 1,627,000 |
| Provision for loan losses | 61,000 | 166,000 | 219,000 | 267,000 |
| Pretax income | 65,000 | 151,000 | 278,000 | 461,000 |
| Income tax | 0 | 0 | -42,000 | 30,000 |
| Net income | 65,000 | 151,000 | 320,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,664,000 | 6,750,000 | 6,919,000 | 7,030,000 |
| Total capital | 6,936,000 | 7,118,000 | 7,325,000 | 7,457,000 |
| Risk-weighted assets | 24,297,000 | 29,431,000 | 32,880,000 | 36,784,000 |