Call reports 2019
VIRGINIA BANK AND TRUST COMPANY — 2019
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,362,000 | 196,890,000 | 221,413,000 | 218,476,000 |
| Total loans | 146,385,000 | 149,667,000 | 145,511,000 | 149,344,000 |
| Allowance for loan losses | 1,136,000 | 1,025,000 | 1,085,000 | 1,190,000 |
| Securities available for sale | 33,245,000 | 30,872,000 | 30,298,000 | 29,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,387,000 | 169,007,000 | 193,188,000 | 190,280,000 |
| Interest-bearing deposits | 106,265,000 | 102,020,000 | 118,229,000 | 114,035,000 |
| Noninterest-bearing deposits | 68,122,000 | 66,988,000 | 74,959,000 | 76,245,000 |
| Equity capital | 23,570,000 | 24,061,000 | 24,370,000 | 23,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,331,000 | 6,610,000 | 8,857,000 |
| Interest expense | 78,000 | 168,000 | 283,000 | 401,000 |
| Net interest income | 2,051,000 | 4,163,000 | 6,327,000 | 8,456,000 |
| Noninterest income | 64,000 | 437,000 | 817,000 | 1,204,000 |
| Noninterest expense | 1,698,000 | 3,407,000 | 5,143,000 | 6,987,000 |
| Provision for loan losses | 32,000 | 104,000 | 177,000 | 303,000 |
| Pretax income | 385,000 | 1,089,000 | 1,824,000 | 2,370,000 |
| Income tax | 81,000 | 229,000 | 383,000 | 502,000 |
| Net income | 304,000 | 860,000 | 1,441,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,273,000 | 25,423,000 | 25,600,000 | 25,727,000 |
| Total capital | 26,409,000 | 26,448,000 | 26,685,000 | 26,917,000 |
| Risk-weighted assets | 144,018,000 | 145,198,000 | 142,867,000 | 146,659,000 |