Call reports 2018
VIRGINIA BANK AND TRUST COMPANY — 2018
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,209,000 | 199,790,000 | 194,183,000 | 192,513,000 |
| Total loans | 135,062,000 | 135,210,000 | 138,691,000 | 141,794,000 |
| Allowance for loan losses | 1,177,000 | 1,189,000 | 1,198,000 | 1,106,000 |
| Securities available for sale | 30,109,000 | 35,177,000 | 33,778,000 | 33,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,982,000 | 174,153,000 | 168,359,000 | 166,236,000 |
| Interest-bearing deposits | 109,020,000 | 104,250,000 | 101,658,000 | 103,324,000 |
| Noninterest-bearing deposits | 64,961,000 | 69,903,000 | 66,701,000 | 62,912,000 |
| Equity capital | 22,312,000 | 22,226,000 | 22,117,000 | 23,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,040,000 | 6,123,000 | 8,265,000 |
| Interest expense | 47,000 | 98,000 | 153,000 | 218,000 |
| Net interest income | 1,935,000 | 3,942,000 | 5,970,000 | 8,047,000 |
| Noninterest income | 393,000 | 783,000 | 1,108,000 | 1,362,000 |
| Noninterest expense | 1,752,000 | 3,541,000 | 5,312,000 | 7,115,000 |
| Provision for loan losses | 31,000 | 63,000 | 80,000 | 88,000 |
| Pretax income | 545,000 | 1,121,000 | 1,686,000 | 2,206,000 |
| Income tax | 114,000 | 235,000 | 353,000 | 430,000 |
| Net income | 431,000 | 886,000 | 1,333,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,242,000 | 25,295,000 | 25,335,000 | 26,028,000 |
| Total capital | 26,419,000 | 26,484,000 | 26,533,000 | 27,134,000 |
| Risk-weighted assets | 129,297,000 | 133,884,000 | 135,872,000 | 137,761,000 |