Call reports 2017
VIRGINIA BANK AND TRUST COMPANY — 2017
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,541,000 | 192,253,000 | 196,151,000 | 195,062,000 |
| Total loans | 135,306,000 | 136,754,000 | 135,816,000 | 134,903,000 |
| Allowance for loan losses | 1,040,000 | 955,000 | 1,032,000 | 1,151,000 |
| Securities available for sale | 31,258,000 | 32,005,000 | 32,223,000 | 31,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,051,000 | 166,474,000 | 170,427,000 | 170,068,000 |
| Interest-bearing deposits | 103,893,000 | 104,065,000 | 106,509,000 | 106,454,000 |
| Noninterest-bearing deposits | 68,159,000 | 62,410,000 | 63,919,000 | 63,614,000 |
| Equity capital | 23,290,000 | 23,563,000 | 23,480,000 | 22,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,890,000 | 5,853,000 | 7,856,000 |
| Interest expense | 52,000 | 102,000 | 152,000 | 203,000 |
| Net interest income | 1,879,000 | 3,788,000 | 5,701,000 | 7,653,000 |
| Noninterest income | 384,000 | 772,000 | 1,157,000 | 1,607,000 |
| Noninterest expense | 1,608,000 | 3,261,000 | 4,919,000 | 6,726,000 |
| Provision for loan losses | 235,000 | 256,000 | 351,000 | 504,000 |
| Pretax income | 420,000 | 1,043,000 | 1,588,000 | 2,030,000 |
| Income tax | 167,000 | 379,000 | 551,000 | 1,172,000 |
| Net income | 253,000 | 664,000 | 1,037,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,414,000 | 25,420,000 | 25,387,000 | 25,217,000 |
| Total capital | 26,454,000 | 26,375,000 | 26,419,000 | 26,368,000 |
| Risk-weighted assets | 130,067,000 | 131,850,000 | 132,103,000 | 130,853,000 |