Call reports 2011
VIRGINIA BANK AND TRUST COMPANY — 2011
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,920,000 | 162,512,000 | 164,751,000 | 165,712,000 |
| Total loans | 124,283,000 | 122,644,000 | 123,894,000 | 122,135,000 |
| Allowance for loan losses | 915,000 | 952,000 | 1,005,000 | 1,017,000 |
| Securities available for sale | 12,962,000 | 13,130,000 | 11,186,000 | 16,169,000 |
| Securities held to maturity | 2,009,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,784,000 | 136,322,000 | 138,480,000 | 139,191,000 |
| Interest-bearing deposits | 101,308,000 | 100,757,000 | 100,818,000 | 98,835,000 |
| Noninterest-bearing deposits | 37,476,000 | 35,565,000 | 37,662,000 | 40,355,000 |
| Equity capital | 23,910,000 | 24,108,000 | 24,143,000 | 23,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 3,881,000 | 5,821,000 | 7,753,000 |
| Interest expense | 222,000 | 425,000 | 611,000 | 781,000 |
| Net interest income | 1,711,000 | 3,456,000 | 5,210,000 | 6,972,000 |
| Noninterest income | 412,000 | 903,000 | 1,415,000 | 1,948,000 |
| Noninterest expense | 1,550,000 | 3,087,000 | 4,574,000 | 6,065,000 |
| Provision for loan losses | 44,000 | 100,000 | 160,000 | 216,000 |
| Pretax income | 529,000 | 1,186,000 | 1,945,000 | 2,711,000 |
| Income tax | 178,000 | 402,000 | 660,000 | 927,000 |
| Net income | 351,000 | 784,000 | 1,285,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,120,000 | 25,148,000 | 25,246,000 | 25,339,000 |
| Total capital | 26,035,000 | 26,100,000 | 26,251,000 | 26,356,000 |
| Risk-weighted assets | 116,392,000 | 114,506,000 | 115,374,000 | 115,540,000 |