Call reports 2010
VIRGINIA BANK AND TRUST COMPANY — 2010
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,098,000 | 155,602,000 | 157,523,000 | 157,764,000 |
| Total loans | 117,416,000 | 120,876,000 | 123,554,000 | 123,644,000 |
| Allowance for loan losses | 827,000 | 819,000 | 848,000 | 875,000 |
| Securities available for sale | 11,103,000 | 11,171,000 | 11,151,000 | 11,980,000 |
| Securities held to maturity | 8,923,000 | 8,683,000 | 6,037,000 | 2,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,064,000 | 129,368,000 | 131,153,000 | 131,796,000 |
| Interest-bearing deposits | 94,075,000 | 95,807,000 | 98,207,000 | 99,118,000 |
| Noninterest-bearing deposits | 33,988,000 | 33,561,000 | 32,946,000 | 32,678,000 |
| Equity capital | 24,103,000 | 24,287,000 | 24,333,000 | 23,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,921,000 | 5,912,000 | 7,892,000 |
| Interest expense | 262,000 | 521,000 | 786,000 | 1,035,000 |
| Net interest income | 1,679,000 | 3,400,000 | 5,126,000 | 6,857,000 |
| Noninterest income | 439,000 | 909,000 | 1,347,000 | 1,766,000 |
| Noninterest expense | 1,421,000 | 2,829,000 | 4,229,000 | 5,838,000 |
| Provision for loan losses | 5,000 | 26,000 | 64,000 | 96,000 |
| Pretax income | 692,000 | 1,454,000 | 2,180,000 | 2,689,000 |
| Income tax | 236,000 | 495,000 | 742,000 | 920,000 |
| Net income | 456,000 | 959,000 | 1,438,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,117,000 | 25,182,000 | 25,255,000 | 25,180,000 |
| Total capital | 24,944,000 | 26,001,000 | 26,103,000 | 26,055,000 |
| Risk-weighted assets | 111,434,000 | 114,361,000 | 116,442,000 | 115,999,000 |