Call reports 2001
VIRGINIA BANK AND TRUST COMPANY — 2001
What VIRGINIA BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,079,000 | 141,294,000 | 142,802,000 | 143,715,000 |
| Total loans | 88,489,000 | 89,823,000 | 90,830,000 | 96,387,000 |
| Allowance for loan losses | 915,000 | 918,000 | 915,000 | 890,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,137,000 | 33,256,000 | 32,239,000 | 35,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,785,000 | 119,691,000 | 121,265,000 | 121,883,000 |
| Interest-bearing deposits | 96,779,000 | 97,324,000 | 97,785,000 | 99,674,000 |
| Noninterest-bearing deposits | 22,006,000 | 22,367,000 | 23,480,000 | 22,209,000 |
| Equity capital | 20,020,000 | 20,557,000 | 20,496,000 | 21,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,267,000 | 7,834,000 | 10,358,000 |
| Interest expense | 999,000 | 2,021,000 | 2,970,000 | 3,829,000 |
| Net interest income | 1,656,000 | 3,246,000 | 4,864,000 | 6,529,000 |
| Noninterest income | 265,000 | 530,000 | 787,000 | 1,103,000 |
| Noninterest expense | 971,000 | 1,983,000 | 2,982,000 | 3,979,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 920,000 | 1,733,000 | 2,579,000 | 3,533,000 |
| Income tax | 313,000 | 589,000 | 875,000 | 1,203,000 |
| Net income | 607,000 | 1,144,000 | 1,704,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,020,000 | 20,557,000 | 20,496,000 | 21,122,000 |
| Total capital | 20,935,000 | 21,475,000 | 21,411,000 | 22,012,000 |
| Risk-weighted assets | 86,573,000 | 90,924,000 | 92,133,000 | 93,104,000 |