Call reports 2025
KEYSAVINGS BANK — 2025
What KEYSAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 120,943,000 | 125,861,000 | 125,950,000 | 127,847,000 |
| Total loans | 68,715,000 | 74,927,000 | 74,905,000 | 77,179,000 |
| Allowance for loan losses | 211,000 | 224,000 | 263,000 | 284,000 |
| Securities available for sale | 42,549,000 | 41,738,000 | 42,363,000 | 40,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,435,000 | 96,075,000 | 97,911,000 | 96,629,000 |
| Interest-bearing deposits | 88,959,000 | 93,255,000 | 94,912,000 | 93,289,000 |
| Noninterest-bearing deposits | 2,476,000 | 2,820,000 | 2,999,000 | 3,340,000 |
| Equity capital | 8,663,000 | 8,910,000 | 9,755,000 | 9,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 3,165,000 | 4,931,000 | 6,678,000 |
| Interest expense | 694,000 | 1,480,000 | 2,315,000 | 3,126,000 |
| Net interest income | 804,000 | 1,685,000 | 2,616,000 | 3,552,000 |
| Noninterest income | 58,000 | 176,000 | 324,000 | 477,000 |
| Noninterest expense | 796,000 | 1,602,000 | 2,427,000 | 3,390,000 |
| Provision for loan losses | 17,000 | 30,000 | 70,000 | 90,000 |
| Pretax income | 41,000 | 215,000 | 425,000 | 549,000 |
| Income tax | 0 | 14,000 | 26,000 | 51,000 |
| Net income | 41,000 | 201,000 | 399,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,329,000 | 11,489,000 | 11,699,000 | 11,786,000 |