Call reports 2024
KEYSAVINGS BANK — 2024
What KEYSAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 103,030,000 | 109,045,000 | 113,399,000 | 116,024,000 |
| Total loans | 56,709,000 | 61,154,000 | 61,870,000 | 64,066,000 |
| Allowance for loan losses | 109,000 | 112,000 | 123,000 | 193,000 |
| Securities available for sale | 33,983,000 | 36,928,000 | 42,334,000 | 42,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,244,000 | 81,075,000 | 85,515,000 | 88,080,000 |
| Interest-bearing deposits | 73,865,000 | 78,365,000 | 82,774,000 | 85,769,000 |
| Noninterest-bearing deposits | 3,379,000 | 2,710,000 | 2,741,000 | 2,311,000 |
| Equity capital | 7,804,000 | 7,916,000 | 9,024,000 | 7,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,226,000 | 3,594,000 | 5,050,000 |
| Interest expense | 499,000 | 1,085,000 | 1,765,000 | 2,483,000 |
| Net interest income | 530,000 | 1,141,000 | 1,829,000 | 2,567,000 |
| Noninterest income | 58,000 | 140,000 | 262,000 | 411,000 |
| Noninterest expense | 582,000 | 1,266,000 | 2,062,000 | 2,746,000 |
| Provision for loan losses | 0 | 3,000 | 14,000 | 111,000 |
| Pretax income | 0 | 6,000 | 4,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 6,000 | 4,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,313,000 | 11,311,000 | 11,318,000 | 11,288,000 |