Call reports 2023
KEYSAVINGS BANK — 2023
What KEYSAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 86,275,000 | 87,706,000 | 89,720,000 | 96,955,000 |
| Total loans | 45,412,000 | 46,108,000 | 49,256,000 | 53,442,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 109,000 |
| Securities available for sale | 30,033,000 | 30,318,000 | 29,462,000 | 32,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,806,000 | 70,803,000 | 70,769,000 | 72,227,000 |
| Interest-bearing deposits | 67,551,000 | 67,919,000 | 67,044,000 | 68,811,000 |
| Noninterest-bearing deposits | 3,255,000 | 2,884,000 | 3,725,000 | 3,416,000 |
| Equity capital | 8,011,000 | 7,872,000 | 6,974,000 | 8,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,442,000 | 2,224,000 | 3,329,000 |
| Interest expense | 136,000 | 360,000 | 667,000 | 1,082,000 |
| Net interest income | 544,000 | 1,082,000 | 1,557,000 | 2,247,000 |
| Noninterest income | 56,000 | 119,000 | 164,000 | 278,000 |
| Noninterest expense | 632,000 | 1,207,000 | 1,856,000 | 2,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -39,000 | -13,000 | -128,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -39,000 | -13,000 | -128,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,266,000 | 11,295,000 | 11,185,000 | 11,314,000 |