Call reports 2022
KEYSAVINGS BANK — 2022
What KEYSAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 90,761,000 | 88,377,000 | 86,612,000 | 86,387,000 |
| Total loans | 44,791,000 | 44,135,000 | 44,443,000 | 44,608,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 182,000 |
| Securities available for sale | 33,577,000 | 32,218,000 | 30,711,000 | 29,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,199,000 | 74,222,000 | 73,642,000 | 72,405,000 |
| Interest-bearing deposits | 70,720,000 | 71,668,000 | 70,696,000 | 69,389,000 |
| Noninterest-bearing deposits | 2,479,000 | 2,554,000 | 2,946,000 | 3,016,000 |
| Equity capital | 9,796,000 | 8,354,000 | 7,892,000 | 7,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,072,000 | 1,656,000 | 2,260,000 |
| Interest expense | 68,000 | 144,000 | 223,000 | 307,000 |
| Net interest income | 453,000 | 928,000 | 1,433,000 | 1,953,000 |
| Noninterest income | 470,000 | 529,000 | 569,000 | 623,000 |
| Noninterest expense | 707,000 | 1,310,000 | 1,958,000 | 2,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 160,000 | 57,000 | -8,000 |
| Income tax | 0 | 2,000 | 2,000 | 1,000 |
| Net income | 228,000 | 158,000 | 55,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,472,000 | 11,402,000 | 11,300,000 | 11,235,000 |