Call reports 2021
KEYSAVINGS BANK — 2021
What KEYSAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,755,000 | 91,424,000 | 92,728,000 | 92,794,000 |
| Total loans | 45,372,000 | 45,599,000 | 46,310,000 | 46,026,000 |
| Allowance for loan losses | 177,000 | 182,000 | 182,000 | 182,000 |
| Securities available for sale | 29,072,000 | 30,988,000 | 32,109,000 | 34,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,824,000 | 72,603,000 | 73,702,000 | 74,238,000 |
| Interest-bearing deposits | 68,080,000 | 69,908,000 | 71,027,000 | 71,558,000 |
| Noninterest-bearing deposits | 2,744,000 | 2,695,000 | 2,675,000 | 2,680,000 |
| Equity capital | 11,285,000 | 11,184,000 | 11,225,000 | 10,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,080,000 | 1,604,000 | 2,127,000 |
| Interest expense | 102,000 | 181,000 | 264,000 | 335,000 |
| Net interest income | 450,000 | 899,000 | 1,340,000 | 1,792,000 |
| Noninterest income | 114,000 | 183,000 | 238,000 | 298,000 |
| Noninterest expense | 547,000 | 1,121,000 | 1,655,000 | 2,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 10,000 | 2,000 | 12,000 |
| Income tax | 3,000 | 2,000 | 2,000 | 2,000 |
| Net income | 14,000 | 8,000 | 0 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,246,000 | 11,240,000 | 11,225,000 | 11,243,000 |
| Total capital | 11,423,000 | 11,422,000 | — | — |
| Risk-weighted assets | 37,657,000 | 39,702,000 | — | — |