Call reports 2020
KEYSAVINGS BANK — 2020
What KEYSAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 81,821,000 | 89,160,000 | 89,373,000 | 88,238,000 |
| Total loans | 44,650,000 | 45,968,000 | 48,090,000 | 47,272,000 |
| Allowance for loan losses | 176,000 | 176,000 | 176,000 | 176,000 |
| Securities available for sale | 23,379,000 | 27,737,000 | 27,093,000 | 27,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,093,000 | 70,593,000 | 70,866,000 | 70,016,000 |
| Interest-bearing deposits | 63,341,000 | 66,242,000 | 66,041,000 | 67,242,000 |
| Noninterest-bearing deposits | 1,752,000 | 4,351,000 | 4,825,000 | 2,774,000 |
| Equity capital | 11,282,000 | 11,689,000 | 11,637,000 | 11,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,276,000 | 1,900,000 | 2,455,000 |
| Interest expense | 168,000 | 317,000 | 449,000 | 574,000 |
| Net interest income | 468,000 | 959,000 | 1,451,000 | 1,881,000 |
| Noninterest income | 80,000 | 161,000 | 216,000 | 337,000 |
| Noninterest expense | 528,000 | 1,128,000 | 1,736,000 | 2,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 38,000 | 47,000 | 54,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 8,000 |
| Net income | 17,000 | 32,000 | 39,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,202,000 | 11,218,000 | 11,225,000 | 11,231,000 |
| Total capital | 11,378,000 | 11,394,000 | 11,401,000 | 11,407,000 |
| Risk-weighted assets | 36,616,000 | 38,413,000 | 38,980,000 | 38,407,000 |