Call reports 2019
KEYSAVINGS BANK — 2019
What KEYSAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,007,000 | 75,471,000 | 77,229,000 | 80,755,000 |
| Total loans | 42,935,000 | 42,935,000 | 43,490,000 | 44,196,000 |
| Allowance for loan losses | 175,000 | 176,000 | 176,000 | 176,000 |
| Securities available for sale | 21,317,000 | 20,563,000 | 18,252,000 | 19,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,067,000 | 60,048,000 | 60,974,000 | 64,729,000 |
| Interest-bearing deposits | 58,799,000 | 58,651,000 | 59,425,000 | 62,652,000 |
| Noninterest-bearing deposits | 1,268,000 | 1,397,000 | 1,549,000 | 2,077,000 |
| Equity capital | 10,915,000 | 11,265,000 | 11,290,000 | 11,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,251,000 | 1,839,000 | 2,484,000 |
| Interest expense | 152,000 | 310,000 | 470,000 | 639,000 |
| Net interest income | 470,000 | 941,000 | 1,369,000 | 1,845,000 |
| Noninterest income | 53,000 | 109,000 | 145,000 | 205,000 |
| Noninterest expense | 499,000 | 1,013,000 | 1,512,000 | 2,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 37,000 | 50,000 | 27,000 |
| Income tax | 3,000 | 6,000 | 8,000 | -19,000 |
| Net income | 21,000 | 31,000 | 42,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,161,000 | 11,170,000 | 11,182,000 | 11,186,000 |
| Total capital | 11,336,000 | 11,346,000 | 11,358,000 | 11,362,000 |
| Risk-weighted assets | 40,055,000 | 35,395,000 | 34,618,000 | 35,879,000 |