Call reports 2018
KEYSAVINGS BANK — 2018
What KEYSAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,008,000 | 76,408,000 | 75,308,000 | 76,476,000 |
| Total loans | 41,946,000 | 42,079,000 | 42,650,000 | 42,725,000 |
| Allowance for loan losses | 184,000 | 187,000 | 190,000 | 189,000 |
| Securities available for sale | 23,880,000 | 23,524,000 | 22,193,000 | 21,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,779,000 | 59,939,000 | 59,601,000 | 61,073,000 |
| Interest-bearing deposits | 58,719,000 | 58,317,000 | 58,240,000 | 59,806,000 |
| Noninterest-bearing deposits | 1,060,000 | 1,622,000 | 1,361,000 | 1,267,000 |
| Equity capital | 10,601,000 | 10,485,000 | 10,425,000 | 10,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,203,000 | 1,810,000 | 2,420,000 |
| Interest expense | 105,000 | 220,000 | 343,000 | 475,000 |
| Net interest income | 491,000 | 983,000 | 1,467,000 | 1,945,000 |
| Noninterest income | 78,000 | 119,000 | 155,000 | 222,000 |
| Noninterest expense | 520,000 | 1,068,000 | 1,577,000 | 2,101,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 9,000 |
| Pretax income | 46,000 | 28,000 | 36,000 | 57,000 |
| Income tax | 10,000 | 6,000 | 8,000 | 10,000 |
| Net income | 36,000 | 22,000 | 28,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,129,000 | 11,115,000 | 11,121,000 | 11,139,000 |
| Total capital | 11,313,000 | 11,302,000 | 11,311,000 | 11,328,000 |
| Risk-weighted assets | 33,477,000 | 33,560,000 | 33,563,000 | 35,570,000 |