Call reports 2017
KEYSAVINGS BANK — 2017
What KEYSAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,118,000 | 76,882,000 | 77,675,000 | 76,635,000 |
| Total loans | 40,210,000 | 42,173,000 | 42,177,000 | 41,984,000 |
| Allowance for loan losses | 177,000 | 185,000 | 190,000 | 181,000 |
| Securities available for sale | 26,088,000 | 24,871,000 | 25,642,000 | 24,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,412,000 | 61,845,000 | 61,100,000 | 60,071,000 |
| Interest-bearing deposits | 61,073,000 | 60,766,000 | 59,699,000 | 58,834,000 |
| Noninterest-bearing deposits | 1,339,000 | 1,079,000 | 1,401,000 | 1,237,000 |
| Equity capital | 10,931,000 | 11,021,000 | 11,118,000 | 10,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,094,000 | 1,666,000 | 2,254,000 |
| Interest expense | 77,000 | 158,000 | 246,000 | 343,000 |
| Net interest income | 455,000 | 936,000 | 1,420,000 | 1,911,000 |
| Noninterest income | 67,000 | 91,000 | 134,000 | 170,000 |
| Noninterest expense | 501,000 | 1,005,000 | 1,480,000 | 2,028,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 14,000 | 37,000 | 81,000 | 61,000 |
| Income tax | 5,000 | 9,000 | 20,000 | 59,000 |
| Net income | 9,000 | 28,000 | 61,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,063,000 | 11,081,000 | 11,115,000 | 11,056,000 |
| Total capital | 11,240,000 | 11,266,000 | 11,305,000 | 11,237,000 |
| Risk-weighted assets | 28,564,000 | 32,091,000 | 31,670,000 | 33,421,000 |