Call reports 2014
KEYSAVINGS BANK — 2014
What KEYSAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,069,000 | 78,837,000 | 80,031,000 | 77,817,000 |
| Total loans | 35,074,000 | 34,955,000 | 34,978,000 | 35,271,000 |
| Allowance for loan losses | 210,000 | 221,000 | 233,000 | 236,000 |
| Securities available for sale | 32,240,000 | 32,141,000 | 34,178,000 | 32,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,381,000 | 67,228,000 | 68,033,000 | 65,659,000 |
| Interest-bearing deposits | 66,331,000 | 66,117,000 | 66,402,000 | 64,457,000 |
| Noninterest-bearing deposits | 1,050,000 | 1,111,000 | 1,631,000 | 1,202,000 |
| Equity capital | 11,044,000 | 11,075,000 | 11,046,000 | 11,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,102,000 | 1,668,000 | 2,230,000 |
| Interest expense | 103,000 | 201,000 | 296,000 | 385,000 |
| Net interest income | 441,000 | 901,000 | 1,372,000 | 1,845,000 |
| Noninterest income | 39,000 | 81,000 | 142,000 | 216,000 |
| Noninterest expense | 507,000 | 1,055,000 | 1,519,000 | 2,013,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 51,000 |
| Pretax income | -45,000 | -109,000 | -53,000 | -3,000 |
| Income tax | -17,000 | -41,000 | -24,000 | -1,000 |
| Net income | -28,000 | -68,000 | -29,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,939,000 | 10,899,000 | 10,937,000 | 10,964,000 |
| Total capital | 11,149,000 | 11,120,000 | 11,170,000 | 11,200,000 |
| Risk-weighted assets | 31,448,000 | 30,740,000 | 31,023,000 | 30,367,000 |