Call reports 2012
KEYSAVINGS BANK — 2012
What KEYSAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,985,000 | 80,624,000 | 79,843,000 | 79,320,000 |
| Total loans | 38,534,000 | 37,228,000 | 36,637,000 | 35,993,000 |
| Allowance for loan losses | 200,000 | 203,000 | 206,000 | 210,000 |
| Securities available for sale | 26,748,000 | 29,774,000 | 30,646,000 | 29,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,526,000 | 68,170,000 | 67,388,000 | 66,980,000 |
| Interest-bearing deposits | 66,585,000 | 67,094,000 | 66,419,000 | 66,005,000 |
| Noninterest-bearing deposits | 941,000 | 1,076,000 | 969,000 | 975,000 |
| Equity capital | 11,583,000 | 11,544,000 | 11,569,000 | 11,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,238,000 | 1,823,000 | 2,379,000 |
| Interest expense | 165,000 | 324,000 | 475,000 | 615,000 |
| Net interest income | 459,000 | 914,000 | 1,348,000 | 1,764,000 |
| Noninterest income | 58,000 | 89,000 | 159,000 | 209,000 |
| Noninterest expense | 515,000 | 1,019,000 | 1,513,000 | 1,988,000 |
| Provision for loan losses | 17,000 | 20,000 | 23,000 | 27,000 |
| Pretax income | -15,000 | -36,000 | -29,000 | -42,000 |
| Income tax | -5,000 | -14,000 | -11,000 | -17,000 |
| Net income | -10,000 | -22,000 | -18,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,140,000 | 11,128,000 | 11,132,000 | 11,124,000 |
| Total capital | 11,340,000 | 11,331,000 | 11,338,000 | 11,334,000 |
| Risk-weighted assets | 32,759,000 | 32,294,000 | 31,775,000 | 31,928,000 |