Call reports 2011
KEYSAVINGS BANK — 2011
What KEYSAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,146,000 | 80,297,000 | 80,528,000 | 79,566,000 |
| Total loans | 41,726,000 | 41,066,000 | 41,033,000 | 40,243,000 |
| Allowance for loan losses | 204,000 | 199,000 | 188,000 | 183,000 |
| Securities available for sale | 26,393,000 | 26,425,000 | 26,061,000 | 25,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,224,000 | 66,728,000 | 67,481,000 | 67,119,000 |
| Interest-bearing deposits | 66,500,000 | 65,942,000 | 66,490,000 | 66,275,000 |
| Noninterest-bearing deposits | 724,000 | 786,000 | 991,000 | 844,000 |
| Equity capital | 11,499,000 | 11,611,000 | 11,639,000 | 11,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,406,000 | 2,077,000 | 2,706,000 |
| Interest expense | 255,000 | 481,000 | 685,000 | 866,000 |
| Net interest income | 463,000 | 925,000 | 1,392,000 | 1,840,000 |
| Noninterest income | 38,000 | 73,000 | 110,000 | 160,000 |
| Noninterest expense | 476,000 | 1,005,000 | 1,485,000 | 1,993,000 |
| Provision for loan losses | 6,000 | 12,000 | 114,000 | 135,000 |
| Pretax income | 19,000 | -19,000 | -97,000 | -128,000 |
| Income tax | 8,000 | -7,000 | -68,000 | -80,000 |
| Net income | 11,000 | -12,000 | -29,000 | -48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,208,000 | 11,185,000 | 11,169,000 | 11,150,000 |
| Total capital | 11,412,000 | 11,384,000 | 11,357,000 | 11,333,000 |
| Risk-weighted assets | 34,792,000 | 34,262,000 | 34,188,000 | 33,742,000 |