Call reports 2010
KEYSAVINGS BANK — 2010
What KEYSAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,733,000 | 80,781,000 | 80,819,000 | 80,915,000 |
| Total loans | 43,148,000 | 43,221,000 | 42,371,000 | 42,046,000 |
| Allowance for loan losses | 191,000 | 191,000 | 196,000 | 198,000 |
| Securities available for sale | 20,146,000 | 23,241,000 | 23,983,000 | 23,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,895,000 | 66,903,000 | 66,811,000 | 67,023,000 |
| Interest-bearing deposits | 67,088,000 | 65,962,000 | 65,643,000 | 66,023,000 |
| Noninterest-bearing deposits | 807,000 | 941,000 | 1,168,000 | 1,000,000 |
| Equity capital | 11,496,000 | 11,539,000 | 11,642,000 | 11,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,544,000 | 2,287,000 | 3,011,000 |
| Interest expense | 350,000 | 671,000 | 971,000 | 1,258,000 |
| Net interest income | 419,000 | 873,000 | 1,316,000 | 1,753,000 |
| Noninterest income | 32,000 | 78,000 | 131,000 | 199,000 |
| Noninterest expense | 450,000 | 984,000 | 1,426,000 | 1,941,000 |
| Provision for loan losses | 76,000 | 82,000 | 88,000 | 90,000 |
| Pretax income | -75,000 | -115,000 | -67,000 | -79,000 |
| Income tax | -41,000 | -56,000 | -37,000 | -42,000 |
| Net income | -34,000 | -59,000 | -30,000 | -37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,200,000 | 11,175,000 | 11,203,000 | 11,197,000 |
| Total capital | 11,391,000 | 11,366,000 | 11,399,000 | 11,395,000 |
| Risk-weighted assets | 35,684,000 | 35,394,000 | 34,719,000 | 34,766,000 |